Learn About Tegeler & Associates
We are the largest Wyoming-owned independent insurance agency. Opening our doors in 1943, we’ve proudly helped businesses, individuals, and families throughout the state protect what matters most to them for over 78 years. We strive to help you find the coverage you need so you can feel protected and secure against anything life might throw at you.
When it comes to insurance, you want small-town service with big-city products. At Tegeler & Associates, we strive to provide that from our 14 local offices in Wyoming. As your neighbors, we understand the unique risks you face better than anyone so we can help you find protection that works for you. We’re also independent which means we can help you find options from several top-rated insurance companies. You’ll get the service you deserve with the variety of choices you need.
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The Solution to Your Insurance Needs
Tegeler & Associates offers a variety of business insurance, personal insurance, and employee benefits solutions to help you protect what matters most.
Safeguard the future of your business with business insurance solutions.
Industry insurance tailored to cover the unique needs of your business.
Protect what is most important to you with personal insurance solutions.
Protect, attract, and retain your team by building an employee benefits package.
14 Offices, 1 State
We are a Wyoming agency through and through. With 14 locations throughout the state, we can serve your needs with small town service and big city products.
Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.
If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.
Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.
To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine or chopper could ingest a rock causing equipment failure.
Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not "automatic" on most farm policies.
During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.
Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.
Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.
It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.
What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?
A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.
If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.
To protect yourself and your farm from this type of risk, add care, custody, and control to your insurance policy as an endorsement.
Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.
To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.
There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?
You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.
If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.
Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.
If your tractor, combine, harvester, or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.
Be sure you have coverage to help pay for repairs or other service work for broken glass.
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The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
An Independent Agency Gives You Options
We proudly represent Safeco, Liberty Mutual, and more!
Our Clients Rave About Us
Check out our reviews and see why you should switch to Tegeler & Associates.
“We have worked with them since 2016 and would never go anywhere else. The best agency by far, no one compares. This team is really out for their client’s best interests.”
“Tina and her associates are great to work with. Very helpful, friendly, and kind.”
“I had to get SR-22 coverage. They made it painless. Found me a low-cost policy, no hassle, no problem. I recommend them to anyone for their insurance needs.”
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